我国农业政策性贷款的边界分析  

Analysis on the border of agricultural policy loans in China

作　　者：游栋明[1] 

机构地区：[1]福建农林大学经济管理学院,福建福州350002

出　　处：《福建农林大学学报（哲学社会科学版）》2009年第2期40-43,共4页Journal of Fujian Agriculture and Forestry University(Philosophy and Social Sciences)

摘　　要：本文通过农业政策性贷款的概念、农业信贷市场的分类等角度,概括了其理论边界、业务边界和规模边界。认为农业政策性贷款的规模边界受财政补贴、盈利水平和风险损失率的限制。要控制农业政策性贷款的风险损失率,需要进行抵押担保制度创新,防范政策风险和市场风险。From the perspectives of agricultural policy loans concept,agricultural credit markets classification,its theoretical,business and size borders are summarized.The size of agricultural policy loans is limited by the border financial subsidies,the level of profits and risks of loss.To control the risk of loan losses in agricultural policy loan,it is need for collateral system innovation,preventing from policy risks and market risks.

关 键 词：政策性贷款 农业政策性贷款 中国农业发展银行 风险损失率 边界 

分 类 号：F830.31[经济管理—金融学]