全球金融危机下中国商业银行竞争策略的若干选择  

Competing Strategies for China's Commercial Banks under Global Financial Crisis

作　　者：陈四清[1] 

机构地区：[1]中国银行股份有限公司

出　　处：《国际金融研究》2009年第6期4-11,共8页Studies of International Finance

摘　　要：金融危机使全球经济陷入衰退。在发达国家银行体系和实体经济进入调整期的同时,中国商业银行面临重大的历史发展机遇。如何抓住历史机遇,强化自身核心竞争能力,是摆在中国商业银行面前的重大课题。本文在对全球金融危机下的竞争环境和中国商业银行竞争特点进行分析的基础上,结合经典"企业核心竞争力"理论,对中国商业银行在激烈的市场竞争中可采取的若干竞争策略进行了探讨,以期对业界有所裨益。The ongoing financial crisis caused global economic recession. While the developed countries＇ banking system and real economy are making adjustment, China＇ s commercial banks are facing a historical better-than-ever chance to make rapid progress. How to seize the historical opportunity and strengthen their core competence are the major issues that China＇ s commercial banks are facing. Based on the background of competitive market condition under current financial crisis, as well as Chinese commercial bank＇ s special characteristics, this paper uses classical ＂The Core Competence of the Corporation＂ theory to discuss the possible strategies for China＇s commercial banks under current market condition. Hopefully it can benefit China＇ s commercial banking industry.

关 键 词：金融危机 市场竞争 核心竞争力 SMIRIG分析 

分 类 号：F831[经济管理—金融学]