美国金融危机下金融监管模式的缺陷及对我国的启示  

Defect of the Financial Supervision Mode Under the US Financial Crisis and the Enlightenment of China

作　　者：许传华[1] 

机构地区：[1]湖北经济学院科研处,武汉430205

出　　处：《经济问题》2009年第7期92-94,共3页On Economic Problems

基　　金：2009年度国家社会科学基金项目"开放条件下金融风险预警指标体系研究--全球金融危机下的重新审视"的阶段性研究成果(09BJY106)

摘　　要：随着经济全球化的发展,国际金融的运行格局发生了巨大的变化,国际金融监管也出现了新的发展趋势。特别是2007年3月以来,美国的次贷危机引起了国际金融市场的大动荡,诱发了百年不遇的全球性金融危机。国际金融环境趋于恶劣,我国不可避免地受到了来自国际金融危机的影响,我国银行业能否抵抗这次金融危机的冲击,需要更深层次的慎思和积极应对。因此,我国需要从中吸取教训,防范金融风险,加强金融监管,弥补监管"缝隙",维护金融稳定。With the development of economic globalization, the international financial operation pattern has changed greatly, the international fmancial supervision also has the recent trend of development. Especially since March, 2007, US loan crisis has caused the international financilal market a big trouble, and it rarly induced the global fmancial crisis. As the international fmancal environment tends to be serious, our country inevitably suffers the international finance crisis＇s influence. Our country banking industry can resist this financial crisis＇s impact is our final goal.To reach the goal, we need deliberative thoughts and active respond. Therefore, our country needs to learn lessons of the guard financial risk, strengthen the financial supervision, make up the regulatory＂gap＂, and maintain fmancial stability.

关 键 词：美国金融危机 金融监管 监管模式 

分 类 号：F83[经济管理—金融学]