城市独生子女家庭的养老风险及其规避  

Pension Risk and Avoiding Methods for the City Only-child Families

作　　者：于长永[1,2] 乐章[3,4] 

机构地区：[1]中南财经政法大学公共管理学院 [2]石河子大学商学院 [3]中南财经政法大学社会政策研究所 [4]华中师范大学农村研究中心

出　　处：《社会科学管理与评论》2009年第2期73-77,112,共5页Management and Review of Social Sciences

基　　金：2006年度教育部哲学社会科学研究重大课题攻关项目"中国独生子女问题研究"之分项目"独生子女风险与保障"的阶段性成果

摘　　要：独生子女家庭结构的核心化,居住方式的分居化和少子老龄化等是独生子女家庭养老风险扩大的重要原因。从养老的内容上,独生子女家庭既面临着经济保障风险,也面临着生活照料、医疗护理和精神慰藉等非经济养老风险,而非经济风险更为突出。本文立足风险视角,分析了独生子女家庭特征与养老风险的关系,在指出其面临三大风险的基础上,提出了规避独生子女家庭养老风险的几点建议。The core tendency of the only-child family structure,living separate and aging population with fewer children,are all the reasons for their increasing pension risk. Based on the support contents for the aged,the only-child families are facing not only economic pension risk but also noneconomic pension risk including life assistance,medical care and emotional support,especially the noneconomic pension risk. From the perspective of risks,this paper analyzeed the relationship between the only-child family characteristic and pension risk.The article pointed out three biggest risk of only-child family and put forward several suggestions.

关 键 词：独生子女家庭 养老风险 风险管理 

分 类 号：C924.2[社会学—人口学] C913.6