城乡收入差距与寿险需求关系的协整分析  

A Co-integration Analysis of the Connection of Income Gap between Urban and Rural Areas and Life Insurance Demand

作　　者：郑军[1,2] 许小君[1,3] 

机构地区：[1]绵阳师范学院商学院,四川绵阳621000 [2]西南财经大学保险与社会保障研究中心,成都610074 [3]西南财经大学工商管理学院,成都610074

出　　处：《生态经济》2009年第8期54-56,共3页Ecological Economy

基　　金：四川省教育厅资助科研项目"完善四川省城乡社会保障制度建设研究"(07SB076);四川省教育厅人文社会科学重点研究基地绵阳师范学院民间文化研究中心项目"四川省农村家庭养老文化研究"(MJ07-15)

摘　　要：文章利用1980～2006年我国城乡收入差距和寿险密度的年度数据进行协整分析,并运用Granger因果关系实证检验了二者之间的关系。研究结果表明:无论长期还是短期,我国城乡收入差距都对寿险需求具有Granger因果关系,并由此提出了增加保险需求和缩小收入差距的政策措施建议。On the basis of statistical annual data from 1980 to 2006, the paper carries out an empirical analysis of the relationship between life insurance demand and income gap between urban and rural areas by employing the econometric co-integration analysis and granger cause-and-effect method of calibration. The findings show there is a kind of positive correlation between life insurance demand and income gap between urban and rural areas, with the latter being the granger cause of the former.

关 键 词：城乡收入差距 寿险需求 协整分析 

分 类 号：F124.7[经济管理—世界经济] F842.62