新农村建设视野下的农村金融制度改革探析  

An Analysis of Rural Financial System Reform in New Rural Construction

作　　者：姜军松[1] 谢宗藩[1] 苏鹏[2] 

机构地区：[1]湘潭大学商学院 [2]湘潭大学公共管理学院,湖南湘潭411105

出　　处：《商业经济》2009年第15期99-102,共4页Business & Economy

摘　　要：现阶段,我国农村金融改革与发展并没有达到预想目标,农村金融的发展关系着我国能否突破"三农"瓶颈,进而解决根本问题。受农村金融市场供给约束、结构制度缺陷与环境制约等因素影响,农村金融改革明显滞后,新农村经济发展建设资金缺失严重,已不能满足农业和农村经济对金融服务需求。新农村建设视野下,为使农村金融发挥其关键作用,应在遵循农村金融发展原则的前提下,对农村金融进行强力支持,构建好创新农村金融组织与环境体系,加快与城市金融体系接轨,为新农村建设提供高效金融服务,以实现建设小康社会、和谐社会目标。Currently, the rural financial reform and development in China has not reached its expecting objective, the development of rural financing is closely related to the bottleneck problems of agriculture, rural areas and farmers, which will solve the problems thoroughly. Influenced by supply restraint in rural financial market, system defect in structure, and environmental restraint, etc., rural financial reform is lagged behind, and the construction funds of new rural economic development is insufficient seriously, which can not meet the need of agriculture and rural economy to financial service. To play the vital role of rural finance, we should, based on the principle of rural financial development, support rural finance greatly, construct innovative rural financial organization and environmental system, join urban financial system quickly to provide effective financial service for new rural construction and realize the objective of constructing wealthy society and harmonious society.

关 键 词：新农村建设 农村金融制度 制度改革 对策分析 

分 类 号：F230[经济管理—会计学]