新《保险法》保险利益条款的立法论解读  

Legislative Interpretation of Benefit of Insurance Clauses in the New Insurance Law

作　　者：金涛[1] 

机构地区：[1]南京大学法学院,江苏南京210093

出　　处：《无锡商业职业技术学院学报》2009年第4期31-33,共3页Journal of Wuxi Vocational Institute of Commerce

基　　金：江苏省教育厅哲学社会科学基金项目(06SJD820008)

摘　　要：新保险法在1995年保险法的基础上作了全面修改,其中第12条保险利益条款的修改较大。通过对新旧保险法第12条的比较和理论分析发现,新保险法第12条对保险利益的主体、生效时间均区分人身保险和财产保险作了不同的规定。从立法论视角看,对保险利益条款的这一修改使保险利益条款立法有了重大进步,反映了近年来保险法理论和实务的最新研究成果。The new Insurance law is the comprehensively amended edition of the Insurance Law inade in 1995, among which Clause 12 Benefit of Insurance is greatly revised. Based on comparison and theoretical analysis of Clause 12 in the new and the old editions, this paper finds that Clause 12 of new Insurance Law lays clown different stipulations regarding subject of insurance benefit, differentiated time for personal insurance and property insurance to come into effeet. From the legislative perspective, the amendment reflects the latest research achievements in the insurance theory and practice over the past few years, showing that great progress has been made in insurance benefit clause legislation.

关 键 词：保险利益 保险法 立法论 

分 类 号：D922.284[政治法律—经济法学]