中山市农村基本养老保险制度的收入再分配效应研究  

The Redistributive Effects of Public Pension System in Rural Zhongshan

作　　者：黄丽[1] 

机构地区：[1]西北农林科技大学经济管理学院

出　　处：《中国人口科学》2009年第4期81-90,共10页Chinese Journal of Population Science

基　　金：人事部留学人员科技活动项目择优资助课题"社会保障制度缺失下农户消费信贷决策行为机制的实证研究"资助

摘　　要：文章运用保险精算的方法,对广东省中山市农村基本养老保险制度的收入再分配效应进行测算。结果表明,中山模式具有代内和代际间的双重收入再分配功能;政府对农民应缴保费的按月补贴提高了参保农民的总受益,且更有利于缴费期限较长的年轻一代;缴费基数及增长速度的特殊设计则为政府调节收入分配提供了有力的工具。中国新型农村基本养老保险采取社会统筹与个人账户相结合的基本模式和个人缴费、集体补助、政府补贴相结合的筹资方式具有合理性,但实际运行效果还取决于各地具体的制度设计。Based on the actuarial methods of life insurance,this paper studies the redistributive effects of Public Pension System in rural Zhongshan,Guangdong Province. The results are as follows:(1) Zhongshan's system has strong redistributive effects in both inter-generation and intra-generation;(2) Total benefits of farmers increase due to government subsidies to the monthly premium that the farmer should pay,and the younger generation with longer payment accumulation is much more better off;and(3) the special designing on contribution base provides a powerful tool for government's adjusting income distribution. The basic model and fund raising mechanism of new public pension system in rural China are reasonable,but the actual performance of the system depends on the specific designs in different localities.

关 键 词：农村基本养老保险制度 收入再分配效应 政府补贴 中山市 

分 类 号：F842.6[经济管理—保险]