金融危机与日本业内规制演进分析  

Analysis of Financial Crisis and Development of Japanese Regulations

作　　者：赵放 单喜久[1] 

机构地区：[1]吉林大学经济学院,吉林长春130033

出　　处：《外国问题研究》2009年第3期73-77,共5页FOREIGN HISTORY STUDIES

摘　　要：日本金融市场上历次出现的金融危机,暴露了日本金融规制体系存在的问题,也影响了金融业规制政策的重点和发展方向。1927年昭和银行危机后实施的对策为"护送舰队"式规制提供了前提。日本的泡沫经济、1997年的亚洲金融危机对规制产生了影响,2007年由美国爆发的金融危机及其引发的全球金融海啸,影响了日本金融业规制的发展。日本金融业规制在金融危机的影响下,从限制竞争的"事前规制"演进到注重健全经营的"事后规制",目前正向"事前规制"与"事后规制"相结合的以防范系统性风险为目的的保护性规制体系演进。All previous financial crises occurred in Japanese financial market expose the problems existing in Japanese financial regulation system and affect the emphasis and developmental trend of policies about Japanese financial regulations. In 1927 ,the countermeasures after Showa bank crisis provided preconditions for the regulation with a pattern of ＂convoy fleet＂. Bubble economy in Japan and Asian financial crisis in 1997 had impacts on regulation. American financial crisis, which was broken out in 2009 and resulted global financial storm, influenced the development of Japanese financial regulation. Under the impact of financial crisis,Japanese financial regulation changed from ＂regulation beforehand＂ which restricted competition to ＂regulation afterward＂ which focused on improving operation, and at present it is evolving to sheltered regulation system which combines ＂regulation beforehand＂ and ＂regulation afterward＂ in order to keep away systematic risks.

关 键 词：规制演进 事前规制 事后规制 泡沫经济 次级贷危机 

分 类 号：F831.59[经济管理—金融学] F833.13