我国金融产业“金融软件”创新的伦理反思  

Ethical Reflection on China＇s Financial Software Innovation

作　　者：丁超[1] 

机构地区：[1]苏州科技学院教育与公共管理学院,江苏苏州215009

出　　处：《义乌工商职业技术学院学报》2009年第3期31-34,43,共5页

摘　　要：西方主要发达国家在金融创新过程中忽视了“金融软件”创新是全球金融危机产生的重要因素。所谓“金融软件”创新。笔者认为是基于伦理学、发展哲学视阈，是在“金融硬件”创新过程中通过金融道德建设，树立金融道德榜样、提升金融道德情操、实施金融道德评价等一系列金融领域的道德实践活动，实现对金融产业的道德“洗牌”，最终达到有效地规避“金融硬件”创新可能带来的潜在风险的一种创新。One of the important reasons of the world financial crisis for western developed countries is to ignore the ＂financial software＂ innovation in the process of financial innovation. The so-called financial software innovation is, based on ethics, to develop philosophy as the threshold and in the financial hardware innovation to implement a series of financial and moral construction such as establishing the financial moral example, enhancing the financial moral and carrying out financial moral evaluation in order to achieve the financial industry＇s moral reshuffle and in the end to effectively circumvent potential risks caused by the financial hardware innovation.

关 键 词：金融创新 “金融硬件”创新 “金融软件”创新 金融道德 

分 类 号：F832[经济管理—金融学] G229.23[文化科学]