我国商业银行X效率实证研究  

A Positive Study of China's Commercial Bank X-efficiency

作　　者：齐艺莹[1] 郑杰[1] 张奎[2] 

机构地区：[1]吉林大学经济学院,长春130012 [2]中国人民银行哈尔滨中心支行,哈尔滨150001

出　　处：《黑龙江社会科学》2009年第5期72-75,共4页Social Sciences in Heilongjiang

基　　金：吉林大学博士科研启动基金项目"融资制度创新与国有企业治理结构改革研究"(2006BS12)

摘　　要：通过对四大国有商业银行与其他股份制商业银行计算结果的比较,可以发现,我国商业银行X效率整体水平较低的关键,在于其规模效率和配置效率水平较低。实证分析结果显示,产权结构、中间业务、贷款质量、资本充足率等因素对四大国有商业银行X效率值有较大影响。为此,须进一步加强商业银行的赢利能力和融资能力,以不断提高我国商业银行的经营效率。With making comparison of the resultant condition of counting between four main commercial state banks and other commercial joint-stock banks, we may find that the general level of the x-efficiency of China＇ s commercial bank is relatively low, which stems from the lower scale efficiency and distribution efficiency. The positive analytical findings display that the value of x-efficiency of four main commercial state banks depends on the property right structure, intermediate business, loan quality and capital input. We should further improve our profitabilily and financing limit to raise the management efficiency.

关 键 词：商业银行 DEA X效率 技术效率 配置效率 

分 类 号：F83[经济管理—金融学]