中国金融监管体制的变迁及改革路径选择  

The Changes of Financial Supervision System and Choice of Reform Path in China

作　　者：蒋海[1] 李赟宏[1] 

机构地区：[1]暨南大学金融系,广东广州510632

出　　处：《广东金融学院学报》2009年第5期38-46,共9页Journal of Guangdong University of Finance

基　　金：教育部人文社科基金(08JA790056);广东省社科基金(07E04);教育部留学回国人员启动基金"银行体系风险控制中的激励问题实证研究";暨南大学金融研究所项目"金融市场全球化下的中国金融监管体系研究"

摘　　要：中国金融监管体制的变迁大致经历了形成与发展、改革与调整、改进与完善三个阶段。经过完善监管立法、改革机构和建立监管协调机制而形成的分业监管体制,存在着监管机构的透明度不够、监管协调机制缺乏必要的制度约束等弊端。通过国际金融监管体制的比较以及对次贷危机后的国际金融监管体制变革的分析得出,中国金融监管体制应遵循效率原则,逐步实现从分业监管转向统一监管。The changes of the financial supervision system in China went through three stages, as formation and development, reform and adjustment, improvement and perfection. With the improvement of the supervision of legislation, reformation of institution and establishment of supervision and coordination agencies, the divided regulation system was taken shape. There exists some drawback as low transparency in supervision agencies, lack of an essential system to restrict the regulatory coordination mechanism. Through the comparison with the international financial supervision system and the analysis of the transformation, we can conclude that the financial supervision system in China should follow the principle of efficiency, attain the goal of unified supervision gradually from divided supervision.

关 键 词：金融监管体制 体制变迁 路径选择 

分 类 号：F832.1[经济管理—金融学]