建筑物火灾损失统计计算和保险费率的确定  

The Estimate of Building Fire Damages and Determination of Its Insurance Rate

作　　者：李引擎[1] 季广其[1] 邓正贤[2] 梁世明 李淑惠[4] 

机构地区：[1]中国建筑科学研究院建筑防火研究所 [2]清华大学 [3]中国人民保险总公司 [4]公安部消防局

出　　处：《建筑科学》1998年第5期3-7,共5页Building Science

基　　金：国家自然科学基金

摘　　要：在分析国内外建筑物火灾保险的基础上，通过统计全国近几年各类建筑火灾的实际损失情况，提出了一种基于统计的建筑火灾保险费率的确定方法，提供了一种建筑物消防安全评估的程序，推导了工业与民用建筑物中四大类十二小类的火灾保险费率。On the basis of analyzing the building fire insurance at home and abroad,some determination principles and theoretic computing method of modern fire insurance rate are given in this research By means of the statistics of building fire actual damages of the whole nation in recent years,a definite method of building fire insurance rate is given and a program for building fire safety estimate is provided in the paper Besides,four big classes(including twelve small classes)fire safety rates of industrial and civil buildings have been derived

关 键 词：火灾保险 火灾损失 建筑物 消防安全 保险费率 

分 类 号：F840.64[经济管理—保险] TU998.1[建筑科学—市政工程]