地震灾害保险制度的法律依据和前提条件--兼评《中华人民共和国防震减灾法》第45条  

Exploring the Legal Bases and Prerequisites for Establishing A Government-sponsored Earthquake Insurance System in China

作　　者：魏华林[1,2] 向飞[1] 

机构地区：[1]武汉大学经济与管理学院 [2]武汉大学保险经济研究所

出　　处：《武汉大学学报（哲学社会科学版）》2009年第6期755-760,共6页Wuhan University Journal：Philosophy & Social Science

基　　金：国家科技支撑计划项目(2006BAD20B04)

摘　　要：《中华人民共和国防震减灾法》关于地震灾害保险法律条款的修订,保持了与《中华人民共和国突发事件应对法》在同一问题上法律规定的一致性,体现出国家对于地震灾害保险从单边的"需求鼓励"往双向的"供求协调"的转变,为中国建立有财政支持的地震灾害保险制度提供了法律依据。＂Law of the People＇ s Republic of China on Protecting Against and Mitigating Earthquake Disasters＂ was amended. The revised article on earthquake insurance is in accord with the stipulation on disaster insurance in ＂Law of the People＇s Republic of China on Emergency Responses＂. The revision implies that the strategy for developing earthquake insurance is changed from encouragement of demand to coordination of supply and demand. The revision also provides a preliminary legal basis for an earthquake insurance system.

关 键 词：防震减灾法 政策保险 地震灾害保险制度 

分 类 号：DF611[政治法律—刑法学]