适合中国国情的巨灾保障体系选择——区域性强制巨灾保险  

The Choice of Catastrophe Security System Suitable to China:Regional Compulsory Catastrophe Insurance

作　　者：张淑玲[1] 雷越[1] 邹晓雯[1] 刘金清[1] 钟诚[1] 

机构地区：[1]中央财经大学保险学院,北京100081

出　　处：《金融发展研究》2009年第11期69-72,共4页Journal Of Financial Development Research

基　　金：中央财经大学研究生科研创新基金重点项目(编号:08-Y-012)

摘　　要：我国是世界上自然灾害发生频繁、灾害损失较严重的国家之一,每年都因自然灾害而使国民经济和人民生活遭受巨大的负面影响。特别是2008年发生的南方冰雪灾害和汶川地震,更是暴露出我国巨灾保障体系的缺失,建立完善的巨灾保障体系已经势在必行。笔者根据我国的具体国情,提出了建立区域性强制巨灾保险体系的设想。China is one of the few countries that has has suffered serious losses caused by natural disasters every year. In particular, in 2008 the South snow disaster and Wenchuan earthquake exposed the lack of China＇s catastrophic security system, Establish a sound security system has been Imperative. According to China＇ s specific national conditions, the author proposed the vision that we should establish a regional catastrophe insurance system.

关 键 词：区域性 巨灾保险 巨灾委员会 

分 类 号：F840.4[经济管理—保险]