高科技项目信贷风险控制方法研究  

Study on High-tech Projects' Credit Risk Control Methods

作　　者：马欣[1] 黎朝晖[1] 李岱松 

机构地区：[1]北京工业大学经济与管理学院,北京100124 [2]北京市科学技术评价研究所,北京100037

出　　处：《北京工业大学学报（社会科学版）》2009年第6期27-31,共5页Journal of Beijing University of Technology (Social Sciences Edition)

基　　金：北京市自然科学基金资助项目(9082003)

摘　　要：通过对高科技企业和高科技项目信贷风险的特征分析,比较传统和新兴信贷风险分析评价方法,指出我国高科技项目信贷风险评价的发展方向,并通过具体案例说明实物期权方法在高科技项目信贷风险过程中的应用及过程控制方法。最后得出了实物期权引入下的科技项目信贷风险控制能够实现对此类项目全过程动态监管的结论。By means of analyzing the characteristics of the credit risk in the high-tech enterprises and high-tech projects and contrasts the traditional and emerging credit risk analysis and evaluation methods, the paper points out the developing direction of the high-tech credit risk assessment of out country and explains the application of the real option to the process of the high-tech projects credit risk and its process controlling method. It concludes that the high-tech credit risk control under the real option can be applied to the whole process supervision.

关 键 词：科技项目 信贷风险 实物期权 

分 类 号：F830.573[经济管理—金融学]