我国商业银行破产法律制度的困境与发展研究  

A Survey on the Institutional Predicament and Development of Bankruptcy Law Concerning Commercial Banks in China

作　　者：曹俊 李长健[2] 

机构地区：[1]江苏省如东县政法委综治办,江苏如东226400 [2]华中农业大学文法学院,湖北武汉430070

出　　处：《北京交通大学学报（社会科学版）》2010年第1期105-110,共6页Journal of Beijing Jiaotong University(Social Sciences Edition)

基　　金：山西省社会科学基金<和谐社会建设中重大经济法律制度研究>(HX720107-077021)

摘　　要：金融是现代经济的核心,而银行在一国金融体系中具有特殊地位,发挥着独特作用,但是银行业由于自身的特点,又具有内在的不稳定性。对资不抵债的高风险金融机构实施破产退出,是净化金融市场,保证金融体系健康、稳健发展的重要手段。由于商业银行破产的提出存在着正负效应,自身运行也有问题,就需要从主体法律制度、程序法律制度等方面来进行具体设计,并从立法体系、运行机制、补偿机制、责任机制等宏观层面来进行制度架构,以完善商业银行破产制度,进而促进金融市场的健全发展。Finance is the core of modern economy, while banks enjoy a special status and plays a unique role in the financial system in a country. However, the banking sector has its interior insta- bility due to its own characteristics. To perform insolvent closedowns to those high-risky financial institutions of insolvency is an important means to clean up the financial market and ensure a healthy financial system with stable development. With both positive and negative effects upon the insolvency of commercial banks as well as problems in their own performance, what needs to be done is, on the one hand, to make concrete designs in legal systems of subjects and procedures, and on the other, to conduct institutional constructions in such macro facets as legislation and its performance, compensational systems, and liability mechanism so as to better the commercial banks＇ insolvency systems and promote a healthy development of the financial market.

关 键 词：商业银行 破产 主体法律制度 运行机制 

分 类 号：D922.291.92[政治法律—经济法学]