美国农业保险发展历程及其对中国的启示  

The Development of U.S.Agriculture Insurance and Its Enlightenment for China

作　　者：黄英君 

机构地区：[1]重庆大学保险与社会保障研究中心 [2]重庆大学经济与工商管理学院,重庆400030

出　　处：《保险职业学院学报》2010年第1期75-80,共6页Journal of Insurance Professional College

基　　金：作者主持的国家社科基金青年项目"中国农业保险机制设计与发展创新研究"(批准号:07CJY064);重庆市教委人文社科项目"重庆市农业保险发展的机制与模式研究"(批准号:08JWSK069)的阶段性成果;国家自然科学基金(70873097)重庆大学高层次人才科研启动基金资助

摘　　要：目前世界上有40多个国家在发展农业保险,美国的农业保险发展无疑是当今世界最具代表性的制度模式,其立法的完善、形式的灵活、险种的广覆盖等,都给美国农业保险发展提供了保证。更重要的是,发展思路的革新为美国农业保险发展提供了持续的动力。我国农业保险发展与美国存在巨大差距,但美国的诸多做法给我们提供了可资借鉴的决策参考。Currently, there are more than 40 countries in the development of agricultural insurance in the world. The agricultural insurance development model of the United States is undoubtedly the world＇ s most representative system model. In USA, the improvement of its legislation, flexible forms, wide insurance coverage and so on, provide a guarantee for the development of agricultural insurance. More importantly, the innovative ideas for the development of agricultural insurance, provide sustained momentum. There is a huge gap between, the development of agricultural insurance in China and the United States, but the U. S. provides us with a number of practices that can be used as reference for decision - making.

关 键 词：农业保险 美国 发展历程 经验借鉴 

分 类 号：F84[经济管理—保险]