国有商业银行低效的原因及对策——经济转轨时期银行业反垄断思考  

The Reason and the Countermeasures About the Inefficiency of State-Owned Commercial Banks of China——A Consideration of China’s Banking Anti-Monopoly on the Economic Transition Period

作　　者：张劲楠[1] 

机构地区：[1]天津科技大学法政学院,天津300222

出　　处：《学理论》2010年第9期36-37,共2页Theory Research

基　　金：天津科技大学科学研究基金资助项目<由国有商业银行不合理收费所引发的法律思考>(20080326)

摘　　要：国有商业银行尽管总资产量占优,但资产质量低下。这其中行政垄断是根源所在,虽然这一现状是基于历史和政治等客观因素造成,但其弊端已经阻碍了我国银行业的健康发展。对此,应从国有商业银行内部治理以及外部监管两个方面展开对策性研究。Although the State-Owned commercial banks of China have large quantity on total assets, the quality of them is low. Administrative monopoly is supposed to be the origin reason that makes the State-Owned commercial banks such inefficient. The administrative monopoly is based on the objective factors such as history and politics it has already hindered the healthy development of China＇s banking industry. For this point, this paper studies on the internal governance and external supervision of the State-Owned commercial banks of China to find the countermeasures.

关 键 词：国有商业银行 行政垄断 公司治理 外部监管 

分 类 号：F830.31[经济管理—金融学]