农村金融竞争程度与农村金融机构的发展——基于县域金融调查样本  

Rural Financial Competition Level and Development of Rural Financial Institutes:Samples from Provincial Finance

作　　者：游江[1] 范梁[2] 

机构地区：[1]西南财经大学中国金融研究中心 [2]西南财经大学法学院

出　　处：《财经科学》2010年第4期17-24,共8页Finance & Economics

基　　金：西南财经大学中国金融研究中心重大项目"新农村建设中的金融服务体系创新研究"阶段成果之一(课题编号:07jjd790144)

摘　　要：关于农村金融市场在经济中的重要作用,迄今已有许多讨论。但是,目前的讨论多数是在一般意义上进行的,其分析过程缺少对农村金融竞争程度及金融机构功能发挥关联度的实证分析。我们认为,在反映农村金融市场基本特征的各种因素中,从客观上有决定意义的因素就是农村金融竞争程度。中国作为发展中国家,是否存在农村金融抑制问题?金融竞争的程度如何?是否需要重新改革农村金融服务政策体系?本文拟从典型实证及相关金融指标分析两方面进行研究。A wide range of discussion has been conducted on the key role of rural financial market on economy. Nevertheless, the current discussion is mainly qualitative, lacking empirical study of the correlation between rural financial competition level and functioning of financial institutes. We believe that rural financial competition level is the deciding factor among various factors of basic features of rural financial market. As a developing country, does China face problems of rural financial suppression？ How about rural financial competition level？ ls it necessary for China to reform its rural financial service policy system？ This paper attempts to do research in terms of classic empirical study and analysis of related financial criteria.

关 键 词：农村金融 竞争 金融机构 

分 类 号：F832.33[经济管理—金融学]