人口老龄化背景下发展黑龙江农村社会养老保险的探讨  

A Study on the Development of Rural Social Endowment Insurance on the Background of Population Aging in Heilongjiang

作　　者：陈淑君[1] 刘建锋[1] 

机构地区：[1]哈尔滨商业大学财政与公共管理学院,哈尔滨150028

出　　处：《哈尔滨商业大学学报（社会科学版）》2010年第2期40-43,共4页Journal of Harbin University of Commerce:Social Science Edition

基　　金：黑龙江省社会科学基金项目(08D058);黑龙江省自然科学基金项目(G2007-10)

摘　　要：社会养老保险作为当代社会保障体系的核心项目,是解决农村人口养老的重要保障。黑龙江省在人口结构上具有老年人口数量大、增长速度快,农村老龄化程度高于城镇的特点。通过对牡丹江等6个市县区部分农村老人进行走访座谈与问卷调查,家庭养老仍然是农村人口养老的主要模式,农村老年人口的实际生活仍比较困难,黑龙江省急需发展农村社会养老保险。Social endowment insurance, as the core item of contemporary, social security system, is an important guarantee to solve the endowment problem for rural people. There are some characteristics which are population structure in Heilongjiang shows tbe huge size of the elderly, the rapid Growth speed and the degree of rural population aging higher than the town level. Through the interview method and the questionnaire survey for Mudanjiang city and other six city - counties, we can find that family providing for aged is still a main model in rural endowment, the rural elderly have difficulty in the real life and Heilongjiang urgently needs to develop rural social endowment insurance. We should strength the system construction of new type of rural social endowment insurance, enlarge the propaganda work, expand public financial input and promote the rural social endowment insurance fund to perform provincial level plan and carry out standardized management.

关 键 词：人口老龄化 养老保险 制度建设 保险基金 

分 类 号：F840.67[经济管理—保险]