借鉴中外经验 优化农村信用环境——以北京市为例  

Borrowing China and foreign experience,optimize countryside credit environment——take Beijin as example

作　　者：张峰[1] 杨宜[1] 

机构地区：[1]北京联合大学管理学院,北京100101

出　　处：《特区经济》2010年第3期57-59,共3页Special Zone Economy

基　　金：北京学研究基地资助项目(BJXJD-KT2009-B05);中科院知识创新工程重要方向项目(KSCX2-YW-N-039)资助

摘　　要：北京农村金融服务体系建设已经处于国内前列,但农户贷款仍显困难。其关键原因在于农村信用环境建设仍不完善,大大制约了农户信贷的可得性。本文通过分析制约农村信用环境建设的因素,借鉴中外成功经验,提出优化农村信用环境的对策建议。The rural financial service system of Bei-jing has been in the forefront at home,but farmers loan is still difficult. The key reason is that the rural credit environment is not perfect,it greatly restricted the availability of farmers＇ credit. In this paper,by analyzing the constraints on the rural credit environmental construction,and drawing on the foreign and domestic successful experience,the author proposed suggestions to optimize the rural credit environment.

关 键 词：农村金融 征信体系 农村信用环境 

分 类 号：F832.7[经济管理—金融学]