金融危机对跨国银行企业的影响——以花旗集团为例  

THE IMPACT OF THE GLOBAL FINANCIAL CRISIS ON CROSS-BORDER BANK——A CASE OF CITIGROUP

作　　者：祝英丽[1,2] 李小建[1,2,3] 乔家君[1,2] 

机构地区：[1]河南大学黄河文明与可持续发展研究中心,中国河南开封475001 [2]河南大学环境与规划学院,中国河南开封475001 [3]河南财经学院资源与环境科学系,中国河南郑州450002

出　　处：《经济地理》2009年第10期1671-1676,共6页Economic Geography

基　　金：国家自然科学基金项目(编号:40671048);教育部人文社科重点研究基地重大项目(编号:2007JJD790124)联合资助

摘　　要：以花旗集团为例,分析当前金融危机对跨国银行企业的影响。研究发现:金融危机造成花旗的利润下降,总资产缩水,股价波动;迫使花旗减少组织层级,在全球大规模裁员;同时金融危机迫使花旗停滞部分原有扩张计划,收缩成本高、风险大的市场。除此常规影响外,危机中花旗仍在一些国家和地区进行扩张,如新加坡、中国、菲律宾、墨西哥和巴西,这些国家多为新兴市场国家,具有长远战略地位,体现了跨国银行企业全球空间调整中获取超额利润的最终目的。从中得到启示:我国银行业企业应吸取花旗的经验,谨慎对待多元化经营战略,并不失时机地实施全球化战略。Taking Citigroup for example, this paper analyzes the impact of the current financial crisis on cross-border banks. The results show that：At first, the financial crisis made Citigroup capital reduction, total assets shrinkage and stock price volatility. Then, it forced Citigroup to reduce the organizational level with large-scale layoffs all over the world. At the same time the financial crisis forced Citigroup to stop its original expanding strategy, contract some markets with at high cost and high risk. though,Citigroup still expand in some countries and regions such as Singapore, China, the Philippines etc. most of which are emerging market areas, having long-term strategic position. The Citigroup＇s expansion reflects that the ultimate goal pursued by the cross-border bank through adjusting its global spatial distribution is to obtain the excess profits. Inspiration from the analysis： the banks of our country should cautiously treat the diversified business strategy, and implement the globalization strategy without losing the chance.

关 键 词：金融危机 跨国银行企业 花旗集团 空间结构 

分 类 号：F832.59[经济管理—金融学]