打破我国出口信用保险垄断模式的思考  

Analysis on Improving China's Export Credit Insurance Monopoly Model

作　　者：唐金成[1] 刘昕晰[1] 秦丽丽[1] 王珂[1] 

机构地区：[1]广西大学保险研究所,广西南宁530004

出　　处：《区域金融研究》2010年第3期35-39,共5页Journal of Regional Financial Research

摘　　要：本文从我国出口信用保险的发展现状出发,借鉴国际经验,针对我国国情,对其中已符合市场化运作条件的短期出口业务,分析其商业化优势并思考解决策略及具体步骤。在保持中国信保现有的行业主导模式下,若能针对其中已经发展比较成熟而符合市场化运作条件的短期业务部分,放开一部分市场进入壁垒,允许有条件经营这部分业务的商业保险公司针对严重供需不平衡的中小企业拓展业务,将开发巨大的潜力市场,增进社会福利。China＇s export credit insurance is a non-profit insurance. This policy-oriented business model has made the initial leap of development, while the mature of supply in financial markets has being in contradiction with the monopolized market. According to the characteristics and the conditions of China＇ s economy, we analyze the foreign experience and the condition of our financial market, made some suggestions to modify and improve the existing model of China/s export credit insurance.

关 键 词：出口信用保险 垄断 中小企业 商业化 

分 类 号：F840[经济管理—保险]