个人信用信息真实性保障策略探析  

Study on Ensuring Authenticity of Personal Credit Information

作　　者：冯湘君[1] 

机构地区：[1]南开大学商学院,天津300071

出　　处：《情报科学》2010年第4期531-535,共5页Information Science

基　　金：南开大学2008年度人文社会科学校内文科青年项目(NKQ08020)

摘　　要：个人信用信息的真实性问题可以从两个角度加以考察,一是征信数据源单位对当事人信息的采集过程;二是征信机构从对个人征信源数据的收集到数据的组织、加工等整个征信过程。围绕个人征信过程中保障个人信用信息真实性的实施策略展开探讨,提出三种途径,即信息来源原始性保障、信息处理程序合理性保障与征信主体权威性保障。The authenticity of personal credit information could be discussed from two aspects,one of which is the collection process of the party information from the original credit data institution;the other is the whole credit process from collecting to organizing and machining personal original credit data by the credit institution.In this paper,how to ensure the authenticity of personal credit information in the crediting process is discussed mainly and three available methods are proposed,which are ensuring the aboriginality of information source,the reasonability of information process and the authority of crediting body.

关 键 词：个人信用信息 真实性 个人征信 

分 类 号：G203[文化科学—传播学]