日本金融机构破产处理  

Japanese financial institutions bankruptcy

作　　者：刘瑞[1] 

机构地区：[1]中国社会科学院日本研究所,北京100007

出　　处：《日本问题研究》2010年第1期18-26,共9页Japanese Research

基　　金：日本独协大学"共同研究课题"项目资助

摘　　要：泡沫经济崩溃后日本爆发金融危机,金融机构破产风潮由中小规模向大型金融机构波及。在金融机构破产制度建设方面,日本"护送船队"式行政保护凸显制度缺陷,政府实施了从时限性措施到永久性长效处理框架的制度改革,建立健全了常规处理和应对危机事态的特别处理机制,形成了以中央银行特别融资、存款保险制度和金融机构破产处理框架为中心的金融安全网,为维持信用秩序稳定、防止金融系统性风险扩散建立了较为完善的制度保障。After the collapse of the bubble economy, Japanese financial crisis broke out. A wave of bankruptcy was spread from small and medium scale to large scale financial institutions. In system construction of financial institutions bankruptcy, Japanese ＂convoy system＂ appeared the deficiencies. The Government implemented system reform which is from the time limit measure to the permanent long--term framework. The regular processing and the special processing mechanism in the crisis situation were established and strengthened. And the financial safety net was formed which is including of the BOOs special financial, the deposit insurance system and the financial institutions bankruptcy processing framework. The system has provided an institutional guarantee in order to maintain the credit order stably and prevent financial systemic risks spreading.

关 键 词：金融危机 金融机构破产 存款保险制度 资金援助 

分 类 号：F8[经济管理]