发达国家保险业竞争与监管及其对我国的启示  

Insurance Competition and Supervision in Developed Countries and the Enlightenment to China

作　　者：邵全权[1] 

机构地区：[1]南开大学经济学院,天津300071

出　　处：《保险职业学院学报》2010年第2期58-62,共5页Journal of Insurance Professional College

基　　金：南开大学2008年度人文社会科学校内文科青年项目资助;项目编号(NKQ08062)

摘　　要：保险业是具有自然垄断属性的可竞争行业,对保险竞争进行监管是世界各国普遍采取的做法。本文通过介绍英国、美国、日本、德国、西班牙以及荷兰这些发达国家对保险业竞争与监管的经验,提出我国保险业的改革与发展应该从保险市场主体建设、通过监管构筑合理的保险竞争秩序以及完善保险竞争的制度法律环境方面着手。Insurance industry has the attribute of naturally monopoly, but also has the attribute of competition. Insurance regulation is broadly used all around the world. In this paper the author introduces the experience of insurance competition and regulation in developed countries such as England, United States, Japan, Germany, Spain and Netherlands. At last the author suggests we should accelerate the growth of Chinese insurance industry by the growth of insurance companies, the construction of insurance competition system and the consummation of institutional system and law.

关 键 词：保险竞争 保险监管 主体建设 竞争秩序 制度保障 

分 类 号：F84[经济管理—保险]