农村自助金融服务终端的机构载体功能:济宁案例  

Substitute for Institutions' Functions of Rural Financial Self-service Terminal:Case of Jining

作　　者：岳隆杰[1] 

机构地区：[1]中国人民银行济宁市中心支行,山东济宁272119

出　　处：《金融发展研究》2010年第4期36-39,共4页Journal Of Financial Development Research

摘　　要：基础金融服务在农村地区的缺失,是由其规模不经济的经营属性所决定的。济宁市通过创新、研发和推广农民自助服务终端,实现了低成本的金融服务功能下移,与农村基本标准化金融需求实现正效益对接,对传统机构网点实现了良好替代,具备了机构载体功能和普及基础,可以作为消除基础金融服务空白乡镇的一条切实可行的途径。The lack of basic financial services in rural areas is decided by the business property of rural non-economic scale. Rural self-service terminals R＆D and promote the construction of innovative services in Jining by means of low cost financial services to lower the basic standards of rural financial, achieve positive benefits docked, achieve a good substitute for the traditional agency network, which had institutional vector functions and universal basic, can be used as the basis of financial services to eliminate a blank township practical way.

关 键 词：农村金融服务 标准化 自助服务终端 

分 类 号：F830.61[经济管理—金融学]