我国商业银行绩效评价研究——基于结构方程模型的分析  

The Evaluation and Research of the Performance of the Commercial Banks in China——Analysis on basis of structral equation mode

作　　者：岳云康[1,2] 

机构地区：[1]华中科技大学,武汉430074 [2]山西大学商务学院,太原030031

出　　处：《科技和产业》2010年第6期66-71,共6页Science Technology and Industry

基　　金：山西省科技厅平台项目(2005091003-0801)

摘　　要：我国商业银行绩效评价研究是近年来银行业研究的一个热点和难点,本文用实证研究的方法——结构方程的基本理论,探讨了商业银行绩效指标的合成,总结出目前我国商业银行的经营绩效并不理想,绝大多数银行在流动性、安全性、盈利性、成长能力和综合评价方面没有得到全面的发展。针对上述问题,本文提出了提高我国商业银行经营绩效的对策,文章的研究对我国商业银行提高经济效益具有深远意义。the research of performance of commercial banks in China is a hot and difficult subject in banking research recently.This artical adopts emipirical studyingmothod——a structral equation basic theory,studies the synthsis of the commercial bank performance indicators,and summarises performance of commercial banks in China which is far behind satisfactory,as exemlifiedby ill-developed liquidity,security,profitbility,growth capacity and comprehensive appraisal.Targeting the above problems,this artical puts forward the solutions for improving the performance of commercial banks in China,and has great significance in promoting ecnomic effectiveness for commercial banks in China.

关 键 词：商业银行 结构方程模型 绩效指标 绩效评价 

分 类 号：F830.49[经济管理—金融学]