兼业与分业:新保险法第8条面临的挑战——以投资连接保险信托性质的实证分析为例  

To Combine or to Separate Operations in Chinese Insurance Industry:Demonstration Analysis of the Trust Nature of the Investment Connecting Insurance

作　　者：刘正峰[1] 

机构地区：[1]扬州大学社会发展学院,江苏扬州225002

出　　处：《财贸研究》2010年第3期144-150,共7页Finance and Trade Research

摘　　要：新保险法第8条规定保险业与信托业分业经营、分业监管,但保险业当下经营的投资连接保险业务的投资账户资产管理关系属于信托范畴,客观上存在着对信托的兼营,中国保险业面临着兼业与分业的艰难选择。The new insurance act stipulates that the insurance can＇t operate the trust industry,but the investment account of asset management in insurance belongs to the trust industry.The Chinese insurance is combining operations of the trust industry just now.Therefore,the insurance industry is faced with a tough choice：to combine or to separate operations.

关 键 词：信托 投资账户 资产管理委托 保险保障费 表见所有权 

分 类 号：F842.3[经济管理—保险] F840.6