金融担保市场特征与运营环境对策分析  

作　　者：顿雁峰[1] 

机构地区：[1]郑州大学升达经贸管理学院,河南郑州451191

出　　处：《黑龙江对外经贸》2010年第6期127-129,共3页Heilongjiang Foreign Economic Relations and Trade

摘　　要：中小企业融资担保体系的主要功能之一就是增加中小企业信用,使部分信用等级较低的中小企业获得商业银行的贷款或其他贷款,进而达到提升金融市场效率、改善信贷配给、解决中小企业融资难的问题。提高金融担保机构的担保能力、发展融资渠道多样化的金融市场、尽快完善统一的征信制度、建立补偿机制是提升我国金融担保机构体系运作效率的关键。To increase the credit of small and medium enterprise is the most important function of financial guarantee institutions. It is able to make the low credit rating small and medium enterprise access the commercial bank loans or other loans,improve financial market efficiency,derease credit ration,solve the difficulties in small and medium enterprise financing,improve the security capabilities of financial institutions. If we want improve the oprational efficiency of financial guarantee institutions,it is important to develop financing muti-channel financial market,improve the unified credit system and the establishment of compensation mechanisms is neccesary.

关 键 词：金融担保机构 信贷配给 金融效率 

分 类 号：F830.5[经济管理—金融学]