俱乐部机制下的企业互助金:邹平案例  

Enterprise Mutual Fund in Club Mechanism:Zouping Case

作　　者：郑现中[1] 王伟[1] 郑方敬[1] 

机构地区：[1]中国人民银行滨州市中心支行,山东滨州256631

出　　处：《金融发展研究》2010年第6期22-25,共4页Journal Of Financial Development Research

摘　　要：基于信息对称、合作与会费制度的邹平市企业互助金组织,是一种非政府主导的俱乐部性质的制度安排,它在防范逆向选择风险、化解会员企业债务链风险等方面更具市场持续性和效率优势,其成功的运作,有效缓解了当地中小企业的信贷断点难题。Base on the equity of information and spirit of cooperation, conform to the system of vip members, the Mutual Fund of Zou Pin Country, is a systemic arrangement which is characteristic of club and non-government conduct.In term of safeguard for the risk of adverse selection and address the debt risk of members of enterprise, the organization exhibited higher efficiency and greater durative of market. It’s successful operation, relieve the pressure of the funding demand of local small business effectively.

关 键 词：信贷断点 互助金 俱乐部机制 

分 类 号：F830.5[经济管理—金融学]