湖北县域与城市银行融资市场比较研究  

A Comparative Study on Bank Financing Market of County Regions and Cities Based on Hubei Province

作　　者：彭芳春[1] 陈李宏[1] 

机构地区：[1]湖北工业大学经济与政法学院,湖北武汉430068

出　　处：《湖北民族学院学报（哲学社会科学版）》2010年第3期141-145,共5页Journal of Hubei Minzu University：Philosophy and Social Sciences

基　　金：湖北省教育厅科学技术研究计划重点项目"湖北县域中小企业银行融资对策研究"(D20081406);湖北工业大学博士基金项目"制度变迁与湖北民营企业融资问题研究"(2007038)成果之一

摘　　要：县域金融是县域经济及其微观基础中小企业的核心资源。通过县域与城市金融的比较分析,运用存差占比、贷款贡献率和金融相关率等指标进行研究,结果表明:县域在资金配置效率远远高于城市的情况下,其金融支持经济力度明显弱于城市,主要原因在于县域金融呈现不断萎缩的态势,县域金融发展严重滞后于城市。因此,要实现可持续经济发展,县域金融持续支持县域经济发展是必由之路。The county regions finance is the core of county economy and their medium-sized and small enterprises on microcosmic basis. By comparing finance in county regions and cities and analysing some important indices studies such as deposit difference ratios, loan contribution ratios and financial interrelations ratios, the found- ings indicates ： on the one hand, the productivity of capital in county regions is much higher than that in the cities; on the other hand, the county financial support for local economy is significantly less than that in the city because of its shrinking financial situation and financial development lagged economy growth, the only way to keep is that the county region behaind cities. So in order to keep a sustainable finance should continously support the county economy.

关 键 词：县域金融 中小企业 金融相关率 特点描述 

分 类 号：F832.2[经济管理—金融学]