农村信贷担保的现状及完善对策——山东省青州市东夏镇农村信贷调查  

The Rural Credit Guarantee and Countermeasure——Investigation on Dongxia Town Rural Credit in Shandong Qingzhou

作　　者：法文宗[1] 

机构地区：[1]中国人民大学财政金融学院

出　　处：《林业经济》2010年第7期59-63,共5页Forestry Economics

摘　　要：农村信贷担保是农村金融制度的重要支柱，是解决农村融资难问题的基本途径之一。由于受各种因素制约，目前农村信贷担保在制度建设、管理创新等方面还存在一些缺陷和不足，需要有待进一步完善和提高。该文以此为出发点，深入山东省青州市东夏镇进行实地调研，结合现代审计理念，透过内审视角，分析农村信贷担保的现状，有针对性地提出相关完善对策，以期对我国农村经济发展、“三农”政策完善有所帮助。Tthe rural credit guarantee is the important pillar of rural financial system and one basic way to solve financing rural difficulty. Due to various factors, current rural credit guarantee system construction and management innovation in the aspects of some defects and deficiencies still exist, the need for further improvement and improve. The paper in this summer, the town of Shandong Qingzhou investigation, combining modern idea of audit, internal perspective, through the analysis of the current rural credit guarantee, pertinently put forward relevant countermeasures to improve rural economic development, to help policy issues concerning agriculture, countryside and farmers.

关 键 词：农村信贷 改革 担保方式 法律 农村金融 

分 类 号：F832.4[经济管理—金融学]