中国银行业的效率现状及动态效率分析  

Analysis of Dynamic Efficiency of Chinese Banking Industry

作　　者：文玉春[1] 

机构地区：[1]中央财经大学经济学院,北京100081

出　　处：《山西财经大学学报》2010年第7期37-45,共9页Journal of Shanxi University of Finance and Economics

基　　金：中央财经大学研究生科研创新基金重点项目"结构性金融衍生产品定价研究"(08-Z-006)

摘　　要：利用数据包络分析法(DEA)对我国银行业1999～2008年的经营效率进行了总体分析与评价,并利用Malmquist(曼奎斯特)生产率指数对其效率变动进行了测算,结果显示,我国银行业生产经营效率呈现上升趋势,但整体水平仍然相对较低,商业银行的管理能力滞后于自身规模的迅速扩张。此外发现,银行业结构、区域地理分布、资产规模及银行类型等因素会使银行业在综合技术效率、纯技术效率与规模效率方面存在差异。This paper makes an analysis and evaluation of the dynamic efficiency of Chinese banking industry from 1998 to 2008 by Data Envelopment Analysis. In the same time, it measures the changes of efficiency of banking industry by Malmquist Productivity Index. The studies demonstrate that although the production efficiency of china＇s banking industry is enhancing gradually, still rather low. The management of commercial banks is lagged to their even-enlarging scales. What＇s more, those factors such as banking industrial structure, regional location, capital scales and ownership structure all will affect the economic efficiency, pure technical efficiency and scale efficiency of Chinese banking industry.

关 键 词：银行业 动态效率 数据包络分析法(DEA) 

分 类 号：F832[经济管理—金融学] F224.9