我国金融业营业模式的立法实践及其趋势  

Discussing on the mode of China's financial industry's legislative practices and trends

作　　者：何丹[1] 张惟旭[1] 

机构地区：[1]武汉工程大学法商学院,湖北武汉430205

出　　处：《武汉工程大学学报》2010年第8期14-18,共5页Journal of Wuhan Institute of Technology

摘　　要：世界金融业的营业模式的发展趋势应是混业经营,我国目前相关立法仍规定原则上应坚持分业经营,但同时也规定了"国家另有规定的除外",这在一定程度为我国的金融业走向混业经营模式留下了缺口。从我国金融业营业实践及立法进程来看,混业经营模式已是大势所趋,相关立法必须逐步完善。The trend of world＇s financial industry development should be mixed business model.China＇s current relevanu legislation also insists on separate operation in principle,but it also states that ＂except those stipulated by the State.＂ It left space for Mixed Mode for the country＇s financial industry in some extent.From our current practice of financial sector operations and legislative process,universal banking model is a general trend.The relevant legislation must be gradually improved.

关 键 词：金融业 营业模式 趋势 立法完善 

分 类 号：DF438[政治法律—经济法学]