基于SET协议的移动支付安全的分析与改进  

Analysis and improvement of secure mobile payment based on SET protocol

作　　者：万仲保[1] 王晴[1] 

机构地区：[1]江西华东交通大学,南昌330013

出　　处：《微计算机信息》2010年第24期64-66,共3页Control & Automation

摘　　要：分析了在WAP环境下基于SET协议的移动支付的交易流程不满足商品原子性和确认发送原子性。当商家得到正确支付后,SET协议不能保证他一定会发货给持卡者,也不能保证发送的就是持卡者订购的商品。同时基于SET协议的安全性和不可否认性也存在着不足。基于这些局限性,本文通过加入预付款机制,信用等级制度和纠纷仲裁机制,完善了移动支付的整个交易过程,切实保护了各方的利益。The transaction process of SET-based mobile payment is analyzed that it is not satisfied with the goods atomicity and send confirmation atomicity.When merchants are paid correctly,SET protocol can not guarantee that he will make delivery for the cardholders and it is also not assured the goods are ordered by the cardholders.Meanwhile,there is also insufficient in security and non-repudiation of mobile payment based on SET protocol.Based on these limitations,the paper has proposed the advance mechanism,the credit hierarchical system and the dispute arbitrate mechanism etc,which has also improved the entire process of electronic transaction and practically safeguarded all quarter＇s interests.

关 键 词：SET协议 移动支付 原子性 信用等级制度 WAP 

分 类 号：TP393[自动化与计算机技术—计算机应用技术]