基于价格领导模型的商业银行跨行转账手续费加价分析  

Analysis of Price Makeup of Interbank Transfer Commission Charge of Commercia Banks Based on Price Leadership Model

作　　者：马天平[1] 

机构地区：[1]中国建设银行深圳市分行,广东深圳518010

出　　处：《税务与经济》2010年第4期30-33,共4页Taxation and Economy

摘　　要：基于国内商业银行2009年6月跨行转账手续费加价事件,国内现阶段商业银行的加价行为符合价格领导模型的市场模式,价格领导模式加价方式对社会的不利影响较多。因此,应从改变现有寡头竞争市场结构和通过细化的价格歧视策略两方面改变现有加价模式。The incident of price makeup of interbank transfer commission charge of commercial banks shows that price makeup is consistent with the market model of price leadership model. Price makeup under the price leadership model has many negative impacts on society. Therefore, it is necessary to reform the oligopolistic competition structure and refine the price discrimination strategy to change the price makeup model.

关 键 词：商业银行 跨行转账手续费 价格领导模型 

分 类 号：F832.33[经济管理—金融学]