外资银行存贷比现状、问题及监管建议  

The Current Status and Problems of Deposit-Loan Ratio in Foreign -funded Banks and Suggestions on Regulation

作　　者：赖志坚 

机构地区：[1]中国银监会深圳银监局,广东深圳518026

出　　处：《上海金融》2010年第9期86-89,共4页Shanghai Finance

摘　　要：文章认为,近年来外资银行存贷比指标基本呈逐步改善态势,但总体看,存贷比水平偏高,如期达标存在隐忧。文章从监管角度,对如何改善外资银行的存贷比提出了政策建议。As the approaching of loan-deposit ratio several measures to improve deposit-loan ratio since 2010. attainment deadline, foreign-funded banks have adopted The level of deposit-loan ratio has been greatly improved, yet still largely behind the regulative requirement, which is 75%. During the attaining process, some problems detrimental to the stable operation and sustainable development of foreign-funded banks have emerged. They deserve due attention. The article analyzes these problems and the adverse effects, and proposes policy suggestions on

关 键 词：外资银行 存贷款 监管建议 

分 类 号：F832[经济管理—金融学]