我国农村信贷结构与农村经济发展关系的实证研究  

An Empirical Study on the Relationship between Credit Structure and Economic Growth in the Rural Areas of Our Country

作　　者：张建波[1] 杨国颂[1] 

机构地区：[1]山东大学威海分校,山东威海264209

出　　处：《经济经纬》2010年第5期101-105,共5页Economic Survey

基　　金：山东省社会科学规划项目(09CJGJ36)

摘　　要：农村金融发展与农村经济增长的关系一直广受关注,但有关信贷结构对农村经济增长效应的研究却相对滞后。笔者基于协整理论,对我国农村经济增长与农村信贷结构的关系进行了实证研究。结果表明,农村信贷结构与农村经济增长存在着长期协整关系;以乡镇企业贷款表示的农村信贷投向结构对农村经济发展有促进作用,以农村信用社贷款为衡量指标的农村信贷主体结构限制了农村经济增长。从农村信贷资金投向和主体结构两个方面完善农村信贷市场,有助于促进农村经济增长。The relationship between financial development and economic growth in rural areas has always caught the attention of scholars, but the studies about the effect of credit structure on rural economic growth are relatively laggard. Based on co-integration theory, the authors make an empirical study of the relationship between credit structure and economic growth in the rural areas of our country. The findings reveal that there is a long-term co-integration relationship between credit structure and economic growth. The investment structure of rural loans to village enterprises promotes the rural economic growth; the structure of rural loan agents measured by rural credit cooperation constrains rural economic growth. Perfecting rural credit market from loan investment direction and agent structure will help to promote rural economic growth.

关 键 词：农村经济 信贷结构 格兰杰因果检验 

分 类 号：F320[经济管理—产业经济] F832.43