担保公司的风险点识别分析  

Analysis of Risk Point Recognition for Bonding Company

作　　者：陈莉敏[1] 林茹[2] 

机构地区：[1]武汉理工大学管理学院,武汉430070 [2]武汉理工大学科学技术发展院,武汉430070

出　　处：《合肥工业大学学报（社会科学版）》2010年第4期15-18,共4页Journal of Hefei University of Technology(Social Sciences)

摘　　要：揭示了担保公司风险点识别的必要性,分别探讨了担保公司风险点识别的试错机制、学习机制以及容错机制的内涵、原因、形式和作用机理,提出了担保公司风险点识别应关注的问题,即需要由业务精湛的担保业务人员组成专业的风险管理队伍,他们既懂本行业务又具有较强的风险识别与防范意识;同时必须将静态识别与动态识别相结合、先验识别与后验识别相结合、直接风险效应识别与关联风险效应识别相结合,才能保证风险点识别的有效性。This paper expounds the importance of risk point recognition for bonding company,and discusses the connotation,cause,form and effect system of try-and-error mechanism,learning mechanism and fault tolerance mechanism in this respect.The paper points out that during the course of the risk point recognition for bonding company,the risk management team should be made up of a professional experienced staff with a sound knowledge about the business and a strong risk and guard consciousness.Meanwhile,to guarantee the effectiveness of risk point recognition,the integration should be made between static and dynamic recognition,priori and posteriori knowledge recognition,and direct and associated risk effect recognition.

关 键 词：担保公司 风险 风险点识别 

分 类 号：F840.682[经济管理—保险]