完善中国环境责任保险制度的思考与建议  

Study on the Environmental Liability Insurance Legal System in China

作　　者：张迎斌[1] 王晓辉[2] 

机构地区：[1]北京航空航天大学经济管理学院,北京100191 [2]中国政法大学民商经济法学院,北京100088

出　　处：《北京航空航天大学学报（社会科学版）》2010年第4期72-75,共4页Journal of Beijing University of Aeronautics and Astronautics：Social Sciences edition Edition

摘　　要：中国重大的环境污染事故频发,具有"分散风险功能"的环境责任保险制度是促进环境侵权赔偿社会化和化解环境侵权救济困境的有效手段。文章就环境责任保险的法制建设、责任范围、承保机构、运作模式等方面进行了研究,通过国内外在以上方面的比较分析,得出中国存在的不足,对完善中国的环境责任保险制度提出了建议,这对尽快建立适合中国国情的环境责任保险制度具有积极意义。The current situation of environment of China is so severe that serious environmental pollution accidents have frequently happened.How to hunt for balance between protecting victims＇ legal rights and making the enterprise more efficiently operated is a hard nut that embarrasses the environmental academia.As an effective measure to accelerate the socialization of the liability of compensation for environmental tort and solve the dilemma in the remedy for environmental tort,environmental liability insurance legal system appears in time.This article discusses the construction of legal system,scope of cover,approved organization and operation model to present good suggestions for building environmental liability insurance legal system in China.

关 键 词：环境污染 责任保险 自愿保险 强制保险 

分 类 号：F842.6[经济管理—保险]