中国担保物权制度的发展与非典型担保的命运  

The Development of Security Interest System in China and the Future of Non-typical Security

作　　者：高圣平[1,2] 张尧[3] 

机构地区：[1]中国人民大学民商事法律科学研究中心 [2]中国人民大学法学院 [3]中国人民大学国际学院

出　　处：《中国人民大学学报》2010年第5期92-101,共10页Journal of Renmin University of China

基　　金：2010年中国法学会部级法学研究课题《物权法担保物权编的不足与立法完善》(CLS-C1032);中国人民大学亚洲研究中心科学研究课题《中、日、韩让与担保制度比较研究》的阶段性成果

摘　　要：从《经济合同法》,经《民法通则》、《担保法》到《物权法》,我国担保物权体系已经初步形成。虽然它大胆融合了两大法系的担保制度,但仍然无法满足信贷实践的需求。非典型担保是在法典之外从实践中发展起来的担保形态,但在物权法定主义之下,非典型担保实难取得担保物权地位。在我国已经承认一般意义上的动产抵押制度,几乎所有动产均可设定担保权的情况下,没有必要引进让与担保这一具有体系异质性的制度。The system of security interests in China has been established primarily in the Real Right Law of P.R.C.Before that a series of laws on security were enacted,which starts from Economic Contract Law that has ceased,then to General Principles of the Civil Law and Security Law.Although it has mixed security interests together which root in the two legal systems,the needs of credit activities still cannot be satisfied.Non-typical security,beyond the code,develops from commercial practice and judicial practice.However,it cannot be a kind of statutory security interest under the principle of Numerus Clauses.Since chattel mortgage in the common sense has been adopted in our country,almost every kind of chattel can be encumbered with security right.There is no need to establish title finance which differs from the current system in China.

关 键 词：担保物权 非典型担保 让与担保 按揭 物权法定 

分 类 号：D923.2[政治法律—民商法学]