金融集团全面风险管理体系架构研究  

The Enterprise Risk Management in Integrated Framework of Financial Group

作　　者：汪洋 

机构地区：[1]上海国际集团有限公司,上海200002

出　　处：《上海金融》2010年第10期66-70,共5页Shanghai Finance

摘　　要：随着竞争环境日趋复杂,金融集团面临的风险日益增多,建立科学的全面风险测度及防范机制,是现代金融集团风险管理发展的必然趋势。在对金融集团风险类别与风险特征分析的基础上,从金融集团全面风险管理的目标体系、风险评估和预警体系、风险反应体系、风险管理职能体系、风险管理流程体系、风险管理报告体系、内部控制体系、风险管理信息系统体系等维度对金融集团企业全面风险管理系统框架的构建进行了深入阐述。With the increasing complexity of the competitive environment,financial group faces increasing financial risks.It becomes an inevitable trend in the development of modern financial risk management to establish a scientific and comprehensive risk assessment and prevention mechanism.Based on the analysis of risk categories and risk features of financial group,the article elaborates on the construction of integrated enterprise risk management system of financial group from several dimensions such as target system,risk assessment and early warning systems,risk response system,risk management functional system,risk management process system,risk management reporting system,internal control system,risk management information system and so on.

关 键 词：金融集团 风险管理 全面风险管理系统 

分 类 号：F842.3[经济管理—保险]