引入外资战略投资者对我国商业银行效率的影响  

Study on the Introduction of Foreign Strategic Investors to Affect the Efficiency of Chinese Commercial Banks

作　　者：何蛟[1] 傅强[1] 潘璐[1] 

机构地区：[1]重庆大学经济与管理学院,重庆400030

出　　处：《中国管理科学》2010年第5期49-57,共9页Chinese Journal of Management Science

摘　　要：在当前外资入股我国银行业显著加速的背景下,研究引入外资战略投资者对我国商业银行效率影响,回答引入外国战略投资者后是否能够影响商业银行效率具有重要的实践价值。本文将商业银行按股权结构分为三大类,在随机前沿法理论模型的基础上依据修正的产出法构建了成本利润方程,实证研究了引入外资战略投资者后对我国商业银行效率的影响。实证结果表明:在引入外资战略投资者后,不仅改善了银行的成本效率,同时促进了银行利润效率的提升;研究还证明银行业实施的"财务重组—引入战略投资者—上市—完善治理制度"改革提高了银行效率。In the current significant acceleration of Chinese banking to introduce foreign strategic investors,this paper wants to answer the question,after the introduction of foreign strategic investors,whether the impact of the efficiency of commercial banks has important theoretical significance and practical value.The equity structure of commercial banks can be divided into three class.Based on the theoretical model of stochastic frontier method and the amendment output method a cost and profit equation is built.The empirical study of the efficiency of commorciol Danks with foreign strategic investor in China is qloew.Empirical results show that： the introduction of foreign strategic investors,not only improves the bank＇s cost efficiency and promotes greater efficiency in the banking profits.The research also shows that The implemantation of ＂financial restructuring-the introduction of strategic investors-market-improving governance system＂ improves the efficiency of the banking industry.

关 键 词：外资战略投资者 随机前沿法 成本效率 利润效率 

分 类 号：C934[经济管理—管理学]