我国保险经纪市场发展影响因素的实证研究  

An exponential analysis on factors affecting the development of the insurance brokerage market in China

作　　者：王晓全[1] 康宁[2] 

机构地区：[1]西南财经大学保险学院,四川成都611130 [2]中国人民大学财政金融学院,北京100872

出　　处：《保险研究》2010年第12期72-76,共5页Insurance Studies

基　　金：西南财经大学"211工程"三期建设项目资助

摘　　要：本文利用2003年至2008年我国各省的面板数据,对保险经纪市场发展的影响因素进行了实证研究。结果表明,保险经纪机构自有资本、雇员数量、保险专业代理机构保费收入所占比例、保险公司数量、财产保险市场垄断程度,都会对保险经纪市场发展产生显著的影响。最后,本文提出了发展我国保险经纪市场的建议。The paper used the 2003-2008 panel data of various provinces to conduct an exponential analysis on factors affecting the development of the insurance brokerage market. The result indicated that factors such as the size of equity capital and number of employees of the brokerage, ratio of premium generated by specialized insurance agencies, number of insurance companies, and the level of monopoly in the property insurance market all had significant impacts on the development of the insurance brokerage market. The paper offered some suggestions on how to develop this market in China.

关 键 词：保险经纪市场 影响因素 面板数据 

分 类 号：F840.31[经济管理—保险]