中国省域保险业发展影响因素的空间计量分析  

A Spatial Econometric Analysis on Impact Factor of Provincial Insurance Industry Development in China

作　　者：谭朵朵[1] 

机构地区：[1]湖南大学金融与统计学院,湖南长沙410079

出　　处：《统计与信息论坛》2011年第1期37-43,共7页Journal of Statistics and Information

基　　金：国家社会科学基金项目<现代服务业集聚统计模型及其应用研究>(09BTJ015);湖南大学中央高校基本科研业务费专项资金项目<金融服务业地理集聚与空间差异统计分析--金融地理学视角>(2009053)

摘　　要：运用空间常系数空间滞后模型、空间误差模型和空间变系数的地理加权回归模型,对中国省域的保险业发展进行空间计量分析。研究结果表明:中国31个省域的保险业发展在空间分布上具有明显的空间正自相关关系,各省域保险业的发展主要受到地区经济发展水平、产业结构、人口抚养状况、教育水平和社会保障水平的影响,并且这些因素对保险业的发展都有着显著的正向作用。By using spatial constant coefficient model,known as the Spatial Lag Model and Spatial Error Model,and spatial varying coefficient model which is named Geographically Weighted Regression Model,a spatial econometric analysis on insurance industry development among different provinces in China is performed.The results show that the spatial distribution of China＇s 31 provincial insurance industry is apparent spatial autocorrelation,and the development of the provincial insurance industry is mainly affected by the regional economic development,industrial structure,population dependency status,educational level and social security,and these factors have significant positive effect on the insurance industry.

关 键 词：保险业 影响因素 空间计量 

分 类 号：F842.7[经济管理—保险]