中国银行业绿色信贷发展的同业比较  

The Comparison Among the Developments of Chinese Banks' Green Credits

作　　者：李卢霞 黄旭[2] 

机构地区：[1]中国工商银行博士后工作站 [2]中国工商银行城市金融研究所

出　　处：《金融论坛》2011年第2期42-50,共9页Finance Forum

摘　　要：自2007年7月标志着中国银行业开始建立绿色信贷理念的《关于落实环境保护政策法规防范信贷风险的意见》出台以来,中国银行业在推进绿色信贷方面取得了不少成就,但也存在诸多不足。中国银行业推行绿色信贷,短期内受多种因素影响不可能一蹴而就,更需要的是观念的转变、科学的部署和长期的坚持:将社会责任和可持续发展纳入银行发展战略,成立相关决策机构,负责绿色信贷战略的制定与工作指导,从战略层次布局绿色信贷相关工作;有计划推动内部机构设置、流程调整和人才储备等工作,为推进绿色信贷奠定基础;重视即期实践,循序渐进,相机推进绿色信贷战略。Since The Recommendations on the Implementation of the Policies and Regulations of Environmental Protection to Prevent Credit Risks, which marks the beginning of the banking to establish the concept of green credit, was issued in July 2007, Chinese banking has made many achievements in promoting green credit. However, many deficiencies still exist. Im- pacted by many factors in a short-term, Chinese banking cannot make an overnight success in the promotion of green credit. The more important is the change of the concept, the scientific deployment and the long-term adherence. In detail, commer- cial banks should integrate social responsibility and sustainable development into bank＇s development strategy, establish rel- evant decision-making institution responsible for the strategy development and the work guidance of green credit, lay out credit-related work at a strategy level, promote coIresponding work step by step, such as the establishment of internal institu- tions, process adjustment and personnel reservation, to lay the foundation for promoting green credit, and give attention to current practice, and grasp the opportunity to promote green credit strategy.

关 键 词：商业银行 绿色信贷 绿色信贷战略 同业比较 可持续发展 

分 类 号：F832.4[经济管理—金融学]