普惠金融视角下的现代农村制度建设研究  

Research on the Modern Rural Finance System from the Perspective of Inclusive Finance

作　　者：张运鹏[1] 阚景阳[2] 

机构地区：[1]中信银行总所营业部,北京100140 [2]河北省委党校,河北050051

出　　处：《广东轻工职业技术学院学报》2010年第3期18-21,29,共5页Journal of Guangdong Industry Polytechnic

基　　金：2009年度河北省社科基金项目(HB09BYJ085)

摘　　要：普惠金融理念注重弱势群体享受金融服务的权利,正在被社会各界所接受。本文从普惠金融视角出发,分析现代农村金融制度的特征,面临的困境与前景等问题,并进一步剖析了当前新型农村金融定位、发展现状与前景、存在的问题与困境,提出了"加大对农村新型金融机构的补贴"、"发挥地方政府的积极性,建立激励约束机制"等建设性的政策建议。The conception of inclusive finance was accepted by all aspects due to it pay more attention to the financial rights of disadvantaged groups.In this paper,the author analyzed the character,difficulties and prospects of the modern rural finance system first,then introduced the orientation,current situation,prospects,difficulties of the new style rural financial institutions,and put forward the proposal such as ＂to increase the subsides from the government to the new style rural financial institutions＂ and ＂to enhance the motivation of local governments and establish the incentive and Constraint Mechanism＂,etc.

关 键 词：普惠金融 现代农村金融制度 外部性 交易人格化 

分 类 号：F83[经济管理—金融学]