保险法诉讼时效起算点法律漏洞的弥补——以《保险法》第26条第1款和第60条第1款为分析对象  

Closing the legal loophole in the starting-point stipulations of limitation of action——Take the article 26.1 and 60.1 of the Insurance Law as the basis for analysis

作　　者：马宁[1] 郁琳[2] 

机构地区：[1]西北政法大学民商法学院,陕西西安710063 [2]最高人民法院,北京100745

出　　处：《保险研究》2011年第2期116-120,共5页Insurance Studies

摘　　要：《保险法》中对保险金给付请求权与代位求偿权诉讼时效起算点的规定存在明显法律漏洞与不完善之处。其中,前者的诉讼时效应自被保险人可得行使权利之时开始计算,而后者的诉讼时效应自保险人承担保险责任之时开始计算。There are obviously flaws and deficiencies in the stipulations on the starting-point of the limitation of action of the right of claim for insurance benefits and the subrogation right in Insurance Law. And the limitation of action should commence from the time when the insured can exercise his or her right of claim for insurance benefits, while in the latter situation, it commences from when the insurer undertakes insurance liabilities.

关 键 词：保险金给付请求权 代位求偿权 诉讼时效 起算点 

分 类 号：D922.284[政治法律—经济法学]